Tuesday, September 14, 2010

personal finance




  • Average gas prices--September 13, 2010



  • You voted: letter grades edge ahead in fuel economy poll



  • For rent: 4.5 billion-year-old ball of fire



  • What Obama's transportation proposals mean for travelers



  • TomTom provides update for XL 350, XXL 550, and XL 335 GPS devices



  • Cash for appliances: Rebates aplenty in states big and small



  • Apple curtails its free case program for the iPhone 4



  • Daily Dispatch: Death of the RSS reader?; Toronto produces entertaining video to promote e-waste recycling



  • September could be Home Star’s month—or not



  • LG's 60PX950, the first THX 3D plasma, headed to the CR Test labs!







Compare Individual Services, Not Bundles, to Save Money





While bundling services (like cable, phone and internet) can sometimes save you money, personal finance blog Free Money Finance shows us that sometimes, you're better off paying for services separately.

Since bundles often advertise short-term "promotional prices", you may be better off buying services separately from different companies:



I pay AT&T $80 per month for my phone (unlimited long-distance) and DSL (I believe it's the highest speed they offer.) I pay Comcast $35 for cable TV. This is a promotional rate, so let's say I had to pay them $50 as the "standard" rate. Even then, I'm looking at $130 per month versus Comcast's "every day low price" of $146. Tell me again how I'm saving money by bundling?


We've all seen posts touting how bundling your services can save you money. It probably can in some cases. But often those are promotional rates designed to get you hooked. Then once you are, the rates go up to "normal" which are often very high. Consider this a reminder to always do the math and not assume something is cheaper simply because it's bundled.



Now, this is an anecdotal example, so your mileage may vary. It's all very dependent on how many companies are in your area, what technology they're using, and other factors. I, for example, live in a specific part of town where I only have access to one or two companies, such that if I separated my internet and cable TV, it would certainly be more expensive.


That said, if there are a lot of services in your area, this is a pretty good tip—since we often look at the more heavily advertised prices and don't dig deep into looking at the price of each individual service from each company. Of course, you can always just ask for lower prices too. Hit the link to read more, and if you've got your own tips for saving money on subscription services, share them with us in the comments.



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Virtual Economics Winner during Teaching Personal Finance Workshop at WRLC 2008 Conference by Council for Economic Education





  • Average gas prices--September 13, 2010



  • You voted: letter grades edge ahead in fuel economy poll



  • For rent: 4.5 billion-year-old ball of fire



  • What Obama's transportation proposals mean for travelers



  • TomTom provides update for XL 350, XXL 550, and XL 335 GPS devices



  • Cash for appliances: Rebates aplenty in states big and small



  • Apple curtails its free case program for the iPhone 4



  • Daily Dispatch: Death of the RSS reader?; Toronto produces entertaining video to promote e-waste recycling



  • September could be Home Star’s month—or not



  • LG's 60PX950, the first THX 3D plasma, headed to the CR Test labs!







Compare Individual Services, Not Bundles, to Save Money





While bundling services (like cable, phone and internet) can sometimes save you money, personal finance blog Free Money Finance shows us that sometimes, you're better off paying for services separately.

Since bundles often advertise short-term "promotional prices", you may be better off buying services separately from different companies:



I pay AT&T $80 per month for my phone (unlimited long-distance) and DSL (I believe it's the highest speed they offer.) I pay Comcast $35 for cable TV. This is a promotional rate, so let's say I had to pay them $50 as the "standard" rate. Even then, I'm looking at $130 per month versus Comcast's "every day low price" of $146. Tell me again how I'm saving money by bundling?


We've all seen posts touting how bundling your services can save you money. It probably can in some cases. But often those are promotional rates designed to get you hooked. Then once you are, the rates go up to "normal" which are often very high. Consider this a reminder to always do the math and not assume something is cheaper simply because it's bundled.



Now, this is an anecdotal example, so your mileage may vary. It's all very dependent on how many companies are in your area, what technology they're using, and other factors. I, for example, live in a specific part of town where I only have access to one or two companies, such that if I separated my internet and cable TV, it would certainly be more expensive.


That said, if there are a lot of services in your area, this is a pretty good tip—since we often look at the more heavily advertised prices and don't dig deep into looking at the price of each individual service from each company. Of course, you can always just ask for lower prices too. Hit the link to read more, and if you've got your own tips for saving money on subscription services, share them with us in the comments.



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CBS <b>News</b> Comes to the iPad, in Thumbnails

CBS News has a new iPad app, splitting things up into "News" and "Shows" and offering a sea of thumbnails for each. You can save stories for offline reading and watch some full episodes right in the app. Free.

Lujiazui Breakfast: <b>News</b> And Views About China&#39;s Stocks (Sept. 14 <b>...</b>

Investors and traders in China's main financial district in Shanghai are talking about the following before the start of trade today: The renminbi closed at 6.7618 yesterday against the US dollar. That was the highest since 2005.

Denver Broncos <b>News</b> - Horse Tracks - 9/14/10 - Mile High Report

Your Daily Cup Of Orange And Blue Coffee... Horse Tracks!



Virtual Economics Winner during Teaching Personal Finance Workshop at WRLC 2008 Conference by Council for Economic Education


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